The verdict
TopCashback.co.uk — Quidco 10.9%, TopCashback.co.uk 20.8%, 68.3% Tied
Who pays more, and how often
| Pays more at | 165 (10.9%) | 316 (20.8%) |
| Average advantage when ahead | +3.20% | +3.09% |
| Stores with live rates | 4013 | 5140 |
| Only on this portal | 1347 | 2474 |
1139 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
9 shared stores are left out because one side pays a flat amount and the other a percentage, with no typical order value held for them.
Top stores where Quidco pays more
| Store | Advantage | ||
|---|---|---|---|
| Stackers | 7.5% | 1.50% | +6% |
| Foreo | 5.62% | 1.50% | +4.12% |
| Ganni | 4.5% | 1.50% | +3% |
| Montblanc | 7.5% | 5.25% | +2.25% |
| Isabel Marant | 7.5% | 6% | +1.5% |
| K-Swiss | 6% | 4.50% | +1.5% |
| The Little Green Sheep | 7.5% | 6% | +1.5% |
| Wax London | 5.25% | 3.75% | +1.5% |
| Zzoomm | £75 | £24.75 | +50.25 |
| NordVPN | 75% | 30% | +45% |
| Keeper Security | 48.75% | 7.50% | +41.25% |
| Onestream | £74.25 | £33.75 | +40.50 |
| NordPass | 56.25% | 22.50% | +33.75% |
| Airwallex | £90 | £75 | +15.00 |
| ClearVPN | 52.5% | 37.50% | +15% |
Top stores where TopCashback.co.uk pays more
| Store | Advantage | ||
|---|---|---|---|
| Spotlight Oral Care | 4.5% | 15% | +10.5% |
| Furla | 3% | 7.50% | +4.5% |
| Stuart Weitzman | 7.5% | 11.25% | +3.75% |
| Columbia | 3% | 6% | +3% |
| Eve Lom | 5.25% | 7.50% | +2.25% |
| The Tight Spot | 3.75% | 6% | +2.25% |
| ASICS | 3% | 4.50% | +1.5% |
| JBL | 3% | 4.50% | +1.5% |
| Whistles | 4.5% | 6% | +1.5% |
| Living Proof | 4.8% | 6% | +1.2% |
| Diesel | 5.25% | 6% | +0.75% |
| Discounted Sunglasses | 6.75% | 7.50% | +0.75% |
| Surfshark | 30% | 73.50% | +43.5% |
| Cyberghost VPN | 45% | 75% | +30% |
| Fidelity Stocks and Shares ISA | £75 | £100 | +25.00 |
Side by side
| Sign-up bonus | £15 | £10 |
Payout terms as published by each portal. Check the portal's own terms before relying on them.
Quidco vs TopCashback.co.uk cashback frequently asked questions
Across the 1,518 stores both portals cover with directly comparable rates, Quidco currently pays more at 10.9% of them and TopCashback.co.uk at 20.8%. Which is better for you depends on where you shop - the store tables above break it down.
Quidco pays more at 10.9% of shared stores, by 3.20 percentage points on average when it does. TopCashback.co.uk pays more at 20.8%, by 3.09 points. Winning more often and winning by more are not the same thing.
Quidco has live rates at 4,013 stores and TopCashback.co.uk at 5,140. But 1,347 are only on Quidco and 2,474 only on TopCashback.co.uk, so the wider catalogue is not automatically the better one for the shops you actually use.
Of the 2,666 stores both portals cover, 1,139 are left out because one side quotes an "up to" ceiling rather than a guaranteed rate, and 9 because one pays a flat amount against a percentage. That leaves 1,518 compared directly.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
Quidco offers £15 and TopCashback.co.uk offers £10. A sign-up bonus is one-off, though — the rate difference above repeats on every order.
Methodology
Based on 1518 overlapping stores where both portals quote directly comparable rates. Rates verified September 6, 2026.