The verdict
TopCashback.co.uk — Rakuten.co.uk 15.1%, TopCashback.co.uk 80.6%, 4.3% Tied
Who pays more, and how often
 Rakuten.co.uk | TopCashback.co.uk | |
|---|---|---|
| Pays more at | 14 (15.1%) | 75 (80.6%) |
| Average advantage when ahead | +1.13% | +3.81% |
| Stores with live rates | 408 | 5572 |
| Only on this portal | 147 | 5311 |
167 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
1 shared stores are left out because one side pays a flat amount and the other a percentage, with no typical order value held for them.
Top stores where Rakuten.co.uk pays more
| Store | Rakuten.co.uk | TopCashback.co.uk | Advantage |
|---|---|---|---|
| Cotton On | 5% | 2.25% | +2.75% |
| DrinkSupermarket.com | 2.5% | 0.75% | +1.75% |
| Kiddies Kingdom | 2.5% | 0.75% | +1.75% |
| Ancient Greek Sandals | 7.5% | 6% | +1.5% |
| FlexiSpot | 2% | 0.75% | +1.25% |
| The Fish Society | 5% | 3.75% | +1.25% |
| Get Nourished | £4.25 | £3.36 | +0.89 |
| Lampandlight | 4.5% | 3.75% | +0.75% |
| SimplyCook | £1.5 | £0.75 | +0.75 |
| Giglio.com | 3.5% | 3% | +0.5% |
| MANGO | 2% | 1.50% | +0.5% |
| giffgaff Recycle | £2.5 | £2.25 | +0.25 |
| Vrbo | 1.75% | 1.50% | +0.25% |
| Paper High | 5% | 4.80% | +0.2% |
Top stores where TopCashback.co.uk pays more
| Store | Rakuten.co.uk | TopCashback.co.uk | Advantage |
|---|---|---|---|
| Tory Burch | 3% | 9% | +6% |
| Kerastase | 2.5% | 4.50% | +2% |
| Umbro | 4% | 6% | +2% |
| Columbia | 1.5% | 3% | +1.5% |
| Eastpak | 3% | 4.50% | +1.5% |
| OPI | 2.5% | 3.75% | +1.25% |
| Estee Lauder | 2% | 3% | +1% |
| Huawei | 1.5% | 2.25% | +0.75% |
| Ganni | 1% | 1.50% | +0.5% |
| Horizn Studios | 4% | 4.50% | +0.5% |
| K-Swiss | 4% | 4.50% | +0.5% |
| Cyberghost VPN | 20% | 90% | +70% |
| NordVPN | 20% | 75% | +55% |
| Routledge | 2.5% | 15.75% | +13.25% |
| AliExpress | 3% | 15% | +12% |
Side by side
| Rakuten.co.uk | TopCashback.co.uk | |
|---|---|---|
| Sign-up bonus | Not published | £10 |
Payout terms as published by each portal. Check the portal's own terms before relying on them.
Rakuten.co.uk vs TopCashback.co.uk cashback frequently asked questions
Across the 93 stores both portals cover with directly comparable rates, Rakuten.co.uk currently pays more at 15.1% of them and TopCashback.co.uk at 80.6%. Which is better for you depends on where you shop - the store tables above break it down.
Rakuten.co.uk pays more at 15.1% of shared stores, by 1.13 percentage points on average when it does. TopCashback.co.uk pays more at 80.6%, by 3.81 points. Winning more often and winning by more are not the same thing.
Rakuten.co.uk has live rates at 408 stores and TopCashback.co.uk at 5,572. But 147 are only on Rakuten.co.uk and 5,311 only on TopCashback.co.uk, so the wider catalogue is not automatically the better one for the shops you actually use.
Of the 261 stores both portals cover, 167 are left out because one side quotes an "up to" ceiling rather than a guaranteed rate, and 1 because one pays a flat amount against a percentage. That leaves 93 compared directly.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
Rates were last verified October 22, 2026, and this page recomputes when they change.
Methodology
Based on 93 overlapping stores where both portals quote directly comparable rates. Rates verified October 22, 2026.