Santander 2 Year Fixed Rate ISA cashback is currently offered by one portal: Quidco (£15 back). GotCashback.co.uk tracks Santander 2 Year Fixed Rate ISA across 1 cash back portal.
Rates last checked 6 Nov 2026, 11:10 UK time
Santander 2 Year Fixed Rate ISA cashback frequently asked questions
Santander 2 Year Fixed Rate ISA cashback is a potential reward offered through selected cashback portals when you apply for and successfully open an eligible Santander 2 Year Fixed Rate ISA through a tracked referral link. Availability, cashback value and eligibility can change.
Create an account with a cashback portal, search for the Santander 2 Year Fixed Rate ISA offer, review the terms, click through to Santander using the portal link and complete an eligible application. You may need to fund and maintain the ISA as specified by the offer.
Cashback availability varies by portal and over time. Check reputable services such as SimplyBestCoupons.com and other cashback comparison websites for current Santander 2 Year Fixed Rate ISA offers before applying.
The cashback amount depends on the portal promotion and the specific Santander product available at the time. Always check the current offer page, eligibility requirements and any maximum reward before clicking through.
No. Cashback is not guaranteed until the portal confirms the transaction and pays the reward. Applications may be rejected, tracked incorrectly or excluded if the offer terms are not followed.
Eligibility depends on both Santander's account requirements and the cashback portal's terms. You may need to be a new customer, apply through the designated link, meet age and residency conditions, pass Santander's checks and satisfy any funding requirements.
Some offers may allow existing Santander customers, while others are restricted to new customers or new ISA applications. Read the current cashback terms carefully, as holding another Santander product may affect eligibility.
Usually, yes. You generally must begin the application by clicking the cashback portal's tracked link. Applying directly through Santander, using another referral link or switching devices may prevent the cashback from tracking.
Disable ad blockers where appropriate, allow cookies, start with an empty application journey, avoid other promotional links, use the same browser and email details throughout, and keep screenshots of the offer and confirmation. Follow every portal instruction.
Tracking times vary. The transaction may appear as pending within a few days, but some financial product offers can take longer while Santander verifies the application and account status. Check the portal's stated tracking period.
Cashback is commonly marked as payable only after Santander confirms that the application met all conditions, such as opening and funding the ISA. The payment timetable varies by portal and may take several weeks or months.
Wait for the portal's maximum tracking period, then submit a missing cashback claim. Include the click date, application details, confirmation emails and screenshots, while avoiding sensitive information such as passwords or full bank details.
Usually not. Cashback offers generally require an online application started through the portal's tracked link. Telephone or branch applications may not qualify unless the offer terms specifically say otherwise.
Only if the terms permit it. Cashback portal rewards may be excluded when combined with voucher codes, referral incentives, comparison-site promotions or other Santander campaigns. Check both sets of terms before applying.
It depends on the offer. Some promotions accept ISA transfers, while others require new money or a new Santander ISA application. Do not move an ISA until you understand the transfer process and have checked the cashback conditions.
Possibly. Santander and the cashback portal may impose minimum deposit, funding or account-maintenance requirements. The qualifying amount and deadline should be confirmed on the current offer page before you apply.
Closing or withdrawing from a fixed-rate ISA early may breach the product terms, result in an interest penalty or make the cashback ineligible. Review Santander's account conditions and the portal's cancellation rules before taking action.
Cashback is often treated as a discount or reward rather than savings interest, but tax treatment can depend on your circumstances and the structure of the offer. The ISA's tax advantages apply to qualifying ISA interest, not necessarily to every separate reward.
It may be worthwhile if the reward is genuine and the ISA's rate, term, access restrictions and conditions suit your savings goals. Compare the full Santander product terms and alternative cash ISAs rather than choosing solely because of cashback.
Use cashback comparison websites and portals such as SimplyBestCoupons.com to compare current reward amounts, tracking information and eligibility terms. Confirm the final offer directly on the portal and Santander before submitting an application.
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